Interview Experience

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hi ....
i had my interview on 15th january...
the panel members just asked me very basic questions..i will give d details
que1) why do you want to join bank
2)what do you knw about banking??
3)what account do you have?? (saving or current)
4)what r ur hobbies
5)what is a five year plan?? what does d govnt decide in a five year plan???
6)what s d recent social issue in our country??


******************************************************************************Apoorv Hindvi
hyy friends,i given my interview on 15th jan…and give ur ques those they asked to me.. when i entered in the room i wished them(there were 4 members) and they replyed me n offer the chair to sit.. 1st member:- why u want to join the bank job? 2nd member:- where u live?tell me about ur education qualification? 3rd member :- except deposit n loan,what banks do? 1st member:- difference between nationalised n private bankes? 3rd member:- tell me about CTS(cheque truncation system)? 1st member:- what is balance sheet?what its use? 2nd member:-have u read any account book?can u tell me about closing stock?.. 4th member only watched me in whole interview… then they said ok apoorve u can go now.. i thanks them n came out of the room………..

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Sanjeeb Sahu

 I have given interview from bbsr. as i am from retail management student. they asked me

1.brief about you.

2.what is retail management.

3. what is bank.

4.what is the difference between public sector bank and nationalized bank.

5.who is the owner of bank.

6.what is irr.

7.what is global warming

8.what is retail chain.

9.what is usp

10. whether bank is retailer or wholesaler

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Hi frds i also had interview. There were 4 members one female 3 male in which 2 sardar sahib. My timing was 8:30 bt my interview starts at 11:55. As i entered M:1 asked wht is u r quelification.. I ans. M.B.A

M:1 why u wana to join banking? U hav great scope in prevate sector also? 

I ans bt he is nt fully satisfied 

M:1 who is bank's customer?

I ans.

M:2 Give me mkting defination.

I replied

M:1 who is chief election commiss.

I said Qurashi.. M: 2 said yes u r right.. I said no sir its sampat.. M:1 sure? I : yes ab change ho gaye hai vo phele the..

M:2 who is Mr. pande related to mkting?

I : no sir i don't hav any idea.

M:1 Can u tell me Army's all officer rank serial wise??

I said yes sir i can.. Only a small mistak in Major Gen. And Lt. Gen other were right.

M:4 who is New CEO of tata.

I ans.

M:1 who got the most frdly award with bengladesh? A person lead in 1971 war?

I said sorry sir i do't know.

M:3 how many P's r in mkting nd how can u relate them with Banking.

I. As mkting is my major subject i explain all.

M:2 who got ashoka on his sholder in Army?

I said Major

M: 2 R u sure? I thing he has 3 stars???

I said no sir caption has 3 stars. I m 1001% sure.

All smile. M:1 its suficent 

I: thanks sirs, thank u mam

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I had My interview at Bank Of India Training Center , Noida -62,at 11.30 shift.

I was given s.no 1st for the second round after the completion of document verification process..i was being asked to wait in the common room..where all other students were also waiting.I had a little conversation with the students available there to enquire about the previous interviews that ad been taken place.. from that i learned that there is a mix atmosphere and all kind of things are being asked including technical aspects also..I was a bit nervous because i was not prepared regarding financial terms..and the current..then suddenly i was called for interview.along with the sno 2 in my panel...we were asked to wait out side the room where interviews were going on till that time it was 1.45 pm ...I was little worried and tensed ..then suddenly the panel member came outside and told us that they are going for lunch..and will be back soon..they i had a conversation with the candidate who came out of the room..i just asked her what type of questions were asked..she replied that it was something from banking and finance despite she was a physotherapist.. I got more tensed..my panel two member were back in 15 minutes..rest were not there..the one of the panelist came himself to call me...then it all started...

I entered the room only two people were there..TheI just member who called me was standing and the other person just said smilingly that..The panel member himself called you.. you are already selected..I replied - thank u sir..with a firm smile..then he offered me seat..

The enviorment had become light after that smiling conversation..Then the panel member spelled my name..he spelled it incorrect..then i rectified it..so he apologized smilingly..and asked that did i justify my name meaning with my personality or not..then i replied 'yes' with confidence..til then my nervousness was out..as the panel was very supportive...then Came the next question:-

Q no-1- What are u doing right now?

Ans- I described my work profile.

Q no 2- What kind of company is yours?

Ans- I throughly described my company working ..as my company is related to education field..provide coaching class for govt exams..

Q no-3 Then the asked regarding who we provide classes..what we teach etc?

Ans.I thoroughly described each and every aspect..it was a very detailed.discussion regarding the working style..

Q no-4 Then the other person gave me a conditional question like as if i am working as asst manager in a bank and i got a complaint of cashier regarding the shortage of notes in the bundle.?

Ans- I was a little stuck..then they asked me to take 10-15 seconds and then reply..I thought a little and replied that i will first cross check whether this has happened or not and will supervise and cross check things..and if found something wrong then would complaint to higher authorities..

then they interacted within themselves a little regarding my qualification and then said its done..then they offered me toffee.. i said thank u and bid everyone good afternoon and left the room...

I was very happy to be fortunate that i was not asked anything from technical line..

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Subodh 
center -Bank Of India , Noida sec-62 11.30 batch
Panel - IV
date - 21-01-13
background - B tech
score - 154 general

i reached at 11:15 and wait till 2:15 then they call for document verification then got my document verified at 3:00pm now i again waited for about 2 hours for my interview turn, its around 5Pm i was interviewed, i was the 2nd last candidate of my panel.

scenario of interview:
i enterd in the room there was 4 people including a sardar and a madam they offer me seat.

nothing happens as i expected no introduction... no general question simply

I1: you are my subodh
me: yes sir
I1: you did b tech in
me: Electronics & commn
I1: corrected me as... E & C Engg
me: Yes sir
I1: tell me the qualities of leader.
me replied but they want more explanation(i think)
I1: do you know shiv khera
me: no sir
I1: explain the meaning of "successful people don't do different things, they do the same things differently"
me : answered but i dont know what they want to listen
I1: what RBI do
me: explained
I1: what pranab mukherjee did first thing after he became president.
me: No idea...then he answered but i didn't understand.. just reply yes sir
I1: what will you learn if you'll get selected as PO
me: explained.... like interaction with different people,, culture, values etc etc.

I2: what is your score
me: replied
I2: KYC?
Me: replied
madam: money laundering?
me: replied and linked ans with KYC(kyc used to check money laundering)
madam: financial inclusion?
me: replied

my interview was last for about 8-10 minute

and i thing interview is just a formality all candidate will get near-about same marks expect some.. written marks that matters

one more thing
the boy intervied earlier to me was also btech and he was asked some technical quetion from btech so ready to face this ..as well

thanks
best of luck


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my interview held at bangalore on 21st

i answered 8 out of 10 questions.

they ask all questions related to banking only.

about bank function balance sheet

an assest and libalities in banks

i answered

than they ask about 

MPA- i don't know 

i say soory n next question

then they ask about freedom fight of 1857\

mangal pandey

i replied 2 question from this. b ut i don't know about the british commandent name. they asked 3 questions from history

then again hobbies n why bank after mca 

i m having 2 yrs teaching exp then why from teaching to bank .how you manage bank job as i m maaried n having a 2 yr kind. i replied all

then they offered candy. i wish them n that all..

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IBPS PO/MT-2
first gov interview of my life
there were 4 members in the panel....... 3 asked qstns and one remained silent.

1) Was related to my height
2) why banking after btech
3) why don't u apply for it officer
4)Gud one: what is the major problems that banks are facing these days***
5) what is capital adequacy
6) what is financial inclusion
7) why uid is unique
8) related to my strenghts
9) what is account no portability
10)what is ....... yeh question muje aata nahi tha..... main bhul bhi gaya hun what exactly he asked.........
11)dy. governors of rbi

ok vinay u can go now........... thank you sir

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I had my interview on jan 21 at 8.30 am at Ranchi..but my turn came at 12:30 pm..

panel of 4 members - all males

after entering the room and taking seat...

Interviewer 1 : aapka naam?

me: answered

Int 1 : aapki educational qualification?

me : answered

Int 1 : hobbies?

me: reading books related to politics and playing and watching cricket.

Int 1 : india ki ranking kya hai?

me : 6th (with full confidence) [but actually its 1st; int 1 though said yes]

Int 1 : banking k baare mein kuchh jante hain?

me : just a general idea.....

Int 1 : haan ya na?

me : Yes Sir.

Int 1 : what is horse trading?

me : cud not recall so said Sorry sir...

Int 1 : it is not related to banking.

me : it is related to politics.

all the interviewers encouraged me to answer

me: then answered it...all looked satisfied

Int 2: has anybody been caught for horse trading?

me : so far, nobody has been caught.

now i will just post the Qs asked to me....

1. NABARD?

2. diff. b/w cottage and small scale industries?

3. what is small business?

4. CR deposits?? (not CRR)

5. CJI of india?

6. Collegium system of Supreme Court?

7. How is a judge impeached?

8. has any judge been impeached so far?

9. Green Revolution?

10. scientist associated with Green Rev.?

11. White revolution?

12. full form of AMUL?

13. Republic Day?

14. Chief Guest at 1st Republic Day?

15. what is globalization?

16. impacts of globalization -- +ve or -ve??

17. last Q - our democracy is not perfect? is there any alternative?

me : answered it but the Interviewer wasnt satisfied...he kept on asking for any alternative and i kept on explaining y there is no alternative to democracy...

i answered all the Qs except 3-4 Qs all based on economics like cottage v small-sclae industries? small business? I could not answer 3 Qs continuously... the interview lasted for 15 mins.

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PUSHKAR SINGH BISHT

My interview experience which was held  in Noida & it lasts hardly 10 mins.. I am B.Tech(IT) graduate and my score is 158 Gen Category. There were 4 members in my panel and all are male. 2 Sardar Ji,one from up background and last one is from my native place Uttarakhand.. whole interview was in hindi bcz they were asking in Hindi. Question which was being asked by them are as follows:

1. Tell me something about ur education & percentafge?(They were delighted with my marks)

2. Where u have heard or seen something related to ur name & how would you know about it?

3. Why public sector not private sector?

4. What is proritty sector?

5. What is lead bank?

6. Who is the new chairman of tata & with this ans little bit of conversation starts b/w me and up background person as I am defending or explaining my answer.

7. What is the name of rbi governor?

8. How are you updating yourself with current affairs?

9. Last uttarakhand man asked about my village name & asked one thing from yesterday news paper.

This is all I faced  with full confidence & with a smile on my face & I had answered all question except newspaper question bcz I had left my home at sharp 6 A.M fro interview and this thing I had told to them..

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My Interview got scheduled on 23rd Jan at Ahmedabad in Panel II at 11:30am

Four Male members were thr in Panel

Bell Rang so I entered with permission

Greeted them

They asked me to take a seat.. i said Thank U

M1: How are u? 

Ans: I am Fine. Thank u.

M1: Tell me something abt u

Ans: I said abt my qualification, schooling, belongs to place, family, skills, work experience

M2: tell me something abt ur project u hace carried in MBA

Ans: I have give title and then said i have analysed each and every investement alternatives on the basis of risk and market-economic returns.

M2: what was the conclusion?

Ans: Sir, I have found that investors are conservative in nature and like to invest in SIP rather than in Lump sum way. And Mutual Fund is the best investment avenue as it provides u high return at given risk and managed by professional person.

M2: What factors determines Working Capital?

Ans: Sir, it can be form of organisation, trade cylce, credit policy, size of organization

M2: What are the elements tht factorise Working Capital?

Ans: I got confused as i though i just answered it. So I again add two more factors but he deny.. than he said the two elements of which determines it. I said sir it is difference Current Assets and Current Liabilities. Sorry Sir i couldnt get u first thts y didnt reply 

M1: What should be the Current Ratio?

Ans: I asked sthadard ration or its related to specific industry.

M1: Standard 

Ans: Sir, It should be 2:1

M2: If Current Ratio is 0.6 and 1.8, what it inducates?

Ans: Sir, it signifies that O.6 ratio company is not able to meet their liabiliies in well manner abd they may face problems to pay their bills while 1.8 Ratio indicates they are well managing their liabilities and able to meet it as and when it is required.

M1 & M2: Good

M2 Said to M4 to ask me abt Rural Posting.

M4: R u Ready to work at any place of India?

Even at Rural areas?

Ans: Yes Sir, I am ready to work. Sir it will allow me to analyse and make me acquaint with difference of Culture.

M3: by Smirking ohk will recommend you to post in Rural area?

Ans: I just smiled

M2: THe way ur i dnt evn think so tht u have visited any village.

Ans: I said sir i have Visited one of the village as my uncle's farm house is thr.

M4: Can u please explain me which are the priority sector?

Ans: Agriculture, SMEs and than i have said ok sir m nt able to recall much

M1: What your Father doing?

Ans: I explained

M2: Ur father do have business thn y dnt u join?

Ans: I answered

M3: Ur MBA, Have u contributed in it?

Ans; No sir i havent contributed in it because sin ce the completeion of my MBA m doing job with one of Management Instituion

M4: What do you mean by Self Help Group?

Ans: Sir, it is group of 10 to 12 people who belongs to same region and same class, coming together to save it and invest it..

M4: Interrupted me whether its saving or investment?

Ans: for saving

M4: Why it is Self Help and how it is?

Ans: I said sir any of them can operate it for depositing and withdrawing and even it saves their operating cost. They dnt have large amount to invest so collectively they meet minmum balance and earn interest on it..

But M4 was nt satisfy with my answer and said may be ur little bit confuse and ur concept is nt clear..

I dnt knw whr i have done mistake

M4: Aaadhar... 

Ans: I said sir it is unique identification of each and every citizen of India. project is undergoing so some are with it and others are going to enroll themselves.

M2: Hwat are the Scietific inputs of Aadhar?

Ans: I didnt able to answer.

M2: why it cannot be replicated?

Ans: Ratina scan 

Then he said Finger prints is also there

Then they all said u may leave.

I agian said thank u and left the room.

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Hi Friends,

This is DHANANJAYARAO MOYYI from A.P.,I attended for IBPS PO II Interview on 21-01-2013 at ANDHRABANK ZONAL OFFICE VIJAYAWADA PANEL-1, 8.30AM.

I got 160 score in ibps po 2, belongs to OBC category.

the panel consists of 4 members. when i entered the room with beautiful smile , wish all the members.

1.Tell me about yourself?

2.what is your specilisation subjects in your MBA?

3.what is HRM? How HRM is useful in banking sector?

4.what is performance appraisal? 

5.how will appraise one employee in an organisation?

6.tell me two leadership qualities? do you perform these qualities in your life at any time?

7.who is the present union hrd MInister? he belongs to which state?

8.mention your life achievements?(I am gold medalist in mba hr so thats why they tested more subject in interview.)

9.any campus interviews? why you are not joined in that organisation?

10.how many types of leave letters are there in any organisation?

11.there is any facility to send leave letter through fax/ telegram to respective organisation?

12.what is supply chain management?

13.how industrial labor relations are useful in any organisation?

14.what is your project title name in MBA? where it is done?

15.what is attrition rate? why attrition rate is high in banking sector?

16.are u ready to go any where in India to joining the service?

friends these are the questions they asked to me, i answer all the questions confidently except q.no. 12 & 13. i don't know exact answers that's why i replied" sorry sir i don't know". Total duration of my interview is approximately 22 minutes.