Saturday, 19 January 2013

IFSC: India financial system code



IFSC: India financial system code

What is it: An 11-digit alphanumeric (letters and numbers) code that helps identify bank branches. The first four numbers represent the bank’s code (alphabetic), the fifth number is a control character (0), and the next six numbers denote a bank branch. For example, the IFSC for HDFC Bank Ltd’s Colaba branch in Mumbai reads as HDFC0000085. This code is mentioned on your cheque. Different banks mention it at different places on the cheque.
When do you need it: When sending money through RTGS or NEFT, you need to know the IFSC of the receiving branch

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