Internet Banking
Through its website, a bank may offer its customers online access to account information and payment and fund transfer facilities. The range of services offered differs from bank to bank depending mainly on the type and size of the bank. Internet banking is changing the banking industry and affecting banking relationships in a major way
Examples of Online Payment Services offered by some banks
Shopping Online: One can shop securely online with the existing debit/credit card. This can also be done without revealing the customer's card number.
Prepaid Mobile Refill: A bank's account holder can recharge his prepaid mobile phone with this service.
Bill Pay: A customer can pay his telephone, electricity and mobile phone bills through the Internet, ATMs, mobile phone and telephone.
Register & Pay: One can view and pay various mobile, telephone, electricity bills and insurance premiums on-line. After registering, customers can get sms and e-mail alerts every time a bill is received.
RTGS Fund Transfer: RTGS is an inter-bank funds transfer system, where funds are transferred as and when the transactions are triggered (i.e. real time).
Online Payment of Taxes: A customer can pay various taxes online including Excise and Service Tax, Direct Tax etc.
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